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Interstate Comparisons
The perception of Illinois workers’ compensation costs is often different than the reality. Illinois is a high-wage
state with a low injury rate. On most cost measures, Illinois falls in the middle of the pack.
Injury rate (percentage of workers injured in PY2004) 8
Illinois 4.0%
National median 5.4%
Illinois’ injury rate is 26% lower than the national median.
Benefit cost rates (2005 w.c. benefits paid/payroll) 9
Illinois 0.98%
National median 1.01%
Illinois’ benefit cost rate is 3% lower than the national median.
Growth of benefit payments (1996-2005) 10
Illinois 36.4%
National median 33.3%
Illinois’ benefit growth rate is 2% higher than the national median.
Insurance premium rates (2004-2006 rate per $100 of payroll) 11
Illinois $2.69
National median $2.48
Illinois’ w.c. insurance rates are 8% higher than the national median.
Medical costs per claim (PY2004) 12
Illinois $6,695
National median $5,829
Illinois’ medical costs are 15% higher than the national median.
Wages (CY2005) 13
Illinois $43,732
National median $36,348
Illinois’ wages are 20% higher than the national median.
Indemnity costs per claim (PY2004) 14
Illinois $22,431
National median $18,183
Illinois’ indemnity costs are 23% higher than the national median.
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