CONTINUATION OF COVERAGE
Upon the death or divorce of a qualifying participant for CHIP coverage, every other person then covered as a dependent under that person’s CHIP coverage or in the case of a covered dependent reaching the limiting age, each such person may within 60 days of that qualifying event elect to continue under their own separate CHIP coverage provided that person is eligible and submits appropriate documentation as required within the time allowed. The effective date of any new coverage shall be the date of the termination of the previous coverage.
Continuation is subject to the Renewal Agreement provisions of the CHIP coverage and payment of the required premium.
REENTERING THE PLAN AFTER TERMINATION
If for any reason you voluntarily terminate your CHIP coverage, you may later reapply for coverage under CHIP. If we determine you are then otherwise eligible for CHIP coverage, your new CHIP coverage cannot take effect until at least twelve months have elapsed since you voluntarily terminated this CHIP coverage, unless you can qualify as a federally eligible individual. Nonpayment of premium constitutes a voluntary termination.
MODE OF PAYMENT
You may elect to pay your CHIP premium semiannually, quarterly, or through the monthly Bank Service Plan. Check the enclosed premium rate tables carefully to choose the mode of payment that best suits your needs.
CHIP CONFORMS TO A STRICT POLICY REGARDING TERMINATION OF COVERAGE DUE TO NONPAYMENT OF PREMIUM. IF YOUR CHIP COVERAGE TERMINATES FOR NON-PAYMENT OF PREMIUM, YOU WILL HAVE NO RIGHT OF REINSTATEMENT.
You are responsible for paying the premium when due, even if, for any reason, you do not receive a premium due notice. You should, therefore, keep track of when your premiums are due, and mail your premiums sufficiently in advance of when they are due. You also assume full responsibility for any occurrence that results in your premium not being received by us and honored by the renewal date, including the loss or delay in delivery of your premium payment. A monthly bank draft mode of payment is available which electronically debits a bank account of your choice each month, and avoids your having to remit your renewal payments by mail. However, you are still responsible for paying the premium when it is due. No agent or other office is authorized by us to accept payment of premiums on behalf of CHIP.
PREMIUMS
Your premium is based on your age, sex, and geographical location, the deductible, the
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