Docket No. 107472.
THE STATE OF ILLINOIS
ZURICH AMERICAN INSURANCE COMPANY, Appellant, v.
KEY CARTAGE, INC., et al. Appellees.
Opinion filed October 29, 2009.
JUSTICE BURKE delivered the judgment of the court, with
Chief Justice Fitzgerald and Justices Freeman, Thomas, and
Kilbride concurred in the judgment and opinion.
Justice Garman specially concurred, with opinion, joined by
In this insurance coverage dispute we are asked to determine
whether a “reciprocal coverage” provision found in a commercial
trucking insurance policy violates the public policy requiring
insurance coverage for permissive users of vehicles set forth in
section 7–317(b)(2) of the Illinois Safety and Family Financial
Responsibility Law (625 ILCS 5/7–317(b)(2) (West 2006)). For the
reasons which follow, we hold that it does not.